Blog

Short blog posts, journal entries, and random thoughts. Topics include a mix of personal and the world at large. 

Always be backing up

My housemates have gone on vacation, so I am the only person currently occupying the home. Typically when I leave the house for work or whatever, I don’t take my keys. The entry door uses a keypad for locking - the key serves as a backup. I figured if there’s ever the slight chance the keypad stops working, I can always contact my housemates to come to the rescue.

Can’t do that anymore when they’re both on vacation! Therefore I’ve been taking the door keys with me, just in case. Technology is only as great as the backup plan for when it (inevitably?) fails. I simply cannot trust it completely to do its job every single time, without failure. The only time the good ole key and tumbler setup have stranded me is when I’ve misplaced the key. Batteries never run out on analog.

Obviously there’s a huge convenience factor to a keypad lock. And on most days I enjoy that convenience immensely. Just like the ATM at a bank branch: it’s great to be able to get stuff done without having to talk to a live person. However, I would never trust the ATM for a depositing a huge amount of cash. One misstep with the inner mechanicals - that I have zero control over - and that money is gone forever. This is especially true for ATMs that are not inside a bank building: who are you going to call while your cash is stuck in limbo?

Technology makes life fantastically convenient, but I think the point here is you have to be smart and cover your ass. My work in I.T. exposes me to catastrophic failure often enough. You can turn on your computer one day to find it utterly unresponsive. I sure hope you’ve had a consistent backup plan in place for your data!

Hazy.

Straight cash, homie

It’s always a bit nerve-racking when bringing a relatively large stack of cash to deposit at the bank. What if I get robbed before I get to the location? Lots of AAPI hate going around these days. What if I get pulled over by the police while I am still in the car? Civil asset forfeiture is a thing: I would have to prove to the authorities the cash is clean and kosher. Guilty until proven innocent - imagine that in America!

While waiting in line for the next available teller, a helper person asked me if I want to use the ATM instead. Heck no! Last thing I’d want to risk is the machine eating up the bills and causing a huge headache. I’ve also seen ATMs outright reject otherwise good bills. Any count above 10, it’s better to deposit with a real person. They’ve got those fancy bill counting machines that goes through a pile quickly and accurately.

A couple next to me was doing a wire transfer. They’ve just closed on a home, and were super excited. Their teller wished them congratulations, to which they replied, “Thanks! But now we’re house poor!” Indeed that’s the reality: there’s really no homes around here that isn’t above seven-figures. Anyone not making tech-bro money will be stretching to make the mortgage. Not to mention the exorbitant property tax every year - no prop 13 protection for you!

I have zero illusions that I can purchase a home in San Francisco any time soon, if ever. Not on this government employee salary! Besides, I don’t want the inflexibility of being tied down to a property for an extended period. It’s not that I plan to go anywhere; it’s because having a mortgage payment changes the calculus of how you approach employment. The stakes are higher: you can no longer afford to tell your boss to fuck off.

Those are the shackles!

Against all odds.